Life Insurance

Because Your Life Deserves a Legacy of Protection

Life is unpredictable — but your family’s future doesn’t have to be. With the right life insurance plan, you ensure that your loved ones are financially protected, no matter what tomorrow brings.

At Sethia Financial Services, we’ve been guiding families in Chhattisgarh and beyond for over 22 years, helping them build security, stability, and peace of mind through trusted life insurance solutions.

Our Legacy: Trusted for Generations

Founded in Durg by Mr. Mohan Sethia, Sethia Financial Services began with a simple yet powerful mission: to make financial protection accessible to every family in Chhattisgarh.

Today, that mission spans multiple states across India, serving clients with the same integrity and personal touch that started it all.

Why Life Insurance Matters More Than Ever

Life insurance is more than just a policy — it’s a promise. It ensures your family is financially supported in the event of your untimely passing and can also serve as a long-term wealth creation or tax-saving instrument.

Financial Security for Your Loved Ones

Covers living expenses, outstanding debts, education costs, and future goals.

Tax Benefits

Premiums paid are eligible for tax deductions under Section 80C of the Income Tax Act.

Wealth Building and Savings

Choose between pure term plans or investment-linked policies depending on your financial goals.

Legacy Planning

Ensure you leave behind not just memories, but meaningful financial support.

What We Offer

We provide expert guidance and access to a wide range of life insurance options tailored to your age, income, responsibilities, and future goals:

Term Plans

High cover at low premium; ideal for income protection.

Endowment Plans

Combines insurance with savings for long-term financial goals.

Money-Back Plans

Periodic payouts plus insurance cover.

Whole Life Plans

Life-long coverage with wealth transfer advantages.

ULIPs (Investment-Linked)

Flexible plans for market-linked wealth creation.

Child Plans

Secures your child’s education and future milestones.

How We Work

Personal Consultation

We understand your goals, obligations, and family needs to recommend suitable plans.

Plan Selection & Customization

Our advisors help you compare across top insurers to choose a policy that fits your budget and long-term vision.

Easy Application Process

From documentation to approvals — we ensure a smooth, transparent journey.

Ongoing Support

We stay connected, offering claim assistance, policy reviews, and upgrades as your life evolves.

Frequently Asked Questions (FAQs)

1. Why Do I Need Life Insurance?

To protect your family’s financial future in case of unforeseen circumstances — and to build a disciplined savings habit.

The earlier, the better. Premiums are lower when you start young, and it gives your investments more time to grow.

It depends on your income, dependents, debts, and long-term goals. We help you calculate the right coverage.

Yes. Premiums are eligible under Section 80C, and maturity proceeds are often tax-free under Section 10(10D).

With 22+ years of experience, a client-first approach, and deep local understanding, we are not just agents—we are your long-term partners in protection and planning.

Whether you’re just starting a family, planning your retirement, or looking to protect your legacy, Sethia Financial Services is here to help you make confident financial decisions.

Speak to a life insurance specialist today as your family deserves nothing less.